TERMS & CONDITIONS AND CODE OF CONDUCT

BY USING GLOBALSTOCKLOANS.COM, YOU ARE CONSENTING TO OUR TERMS AND CONDITIONS AS OUTLINED BELOW.

You can also review our Privacy Policy.

OVERVIEW

The terms “we,” “us,” and “our” refer to GlobalStockLoans.com and Stone Creek Global, LTD.  The term “SCG” refers to Stone Creek Global, LTD.  The term the “Site” refers to GlobalStockLoans.com. The terms “user,” “you,” and “your” refer to site visitors, customers, members and any other users of the site.

GENERAL

This website is owned and operated by GlobalStockLoans.com (“GlobalStockLoans.com” “we” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from us.

Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service. We reserve the right to change these Terms of Service or to impose new conditions on use of the Site, from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.

SERVICE

GlobalStockLoans.com is a membership site for online training, courses, resources and other content relating to Leveraged Equity Loans (the “Service”).

Use of GlobalStockLoans.com, including all materials presented herein and all online services provided by GlobalStockLoans.com, is subject to the following Terms and Conditions. These Terms and Conditions apply to all site visitors, customers, and all other users of the site. By using the Site or Service, you agree to these Terms and Conditions, without modification, and acknowledge reading them.

Parties agree that the Service is in the nature of education. The scope of services provided by GlobalStockLoans.com according to this Agreement are limited to those listed on GlobalStockLoans.com website. GlobalStockLoans.com reserves the right to substitute services equal to or comparable to the services listed if the need arises, without prior notice.

USE OF THE SITE AND SERVICE

To access or use the Site, you must be 18 years of age or older and have the requisite power and authority to enter into these Terms and Conditions. Children under the age of 18 are prohibited from using the Site. Information provided on the Site and in the Service related to Leveraged Equity Loans and other information are subject to change.

GlobalStockLoans.com makes no representation or warranty that the information provided, regardless of its source (the “Content”), is accurate, complete, reliable, current, or error-free. GlobalStockLoans.com disclaims all liability for any inaccuracy, error, or incompleteness in the Content.

CHANGES

We reserve the right at any time to:

• Change the Terms & Conditions and Code Of Conduct;
• Change all or any portion of the Services, eliminating or discontinuing any content or feature of the Services (including but not limited to adding or removing particular Columnists, ceasing to provide access to a Premium Service, and/or providing an alternative Premium Service to You as a replacement), and/or ceasing to provide Third-Party Content). 

Any changes we make to the Terms & Conditions and Code Of Conduct will be effective immediately after we post the modified Terms & Conditions and Code Of Conduct on GlobalStockLoans.com. In the event that You have the Terms & Conditions and Code Of Conduct cached on Your browser, the Terms & Conditions and Code Of Conduct that applies to You is the most recent version of the Terms & Conditions and Code Of Conduct that appears on a non-cached browser.

CODE OF CONDUCT AND CODE OF ETHICS FOR STONE CREEK GLOBAL, LTD. (SCG)

CODE OF CONDUCT

At Stone Creek Global, LTD. Our integrity and reputation depend on our ability to do the right thing, even when it’s not the easy thing. The Code of Conduct is a collection of rules and principles intended to assist IAE / PRP and directors in making decisions about their conduct in relation to the firm’s business. The Code is based on the fundamental understanding that we are all responsible for conducting business ethically and in compliance with the law everywhere we operate. No one should ever sacrifice integrity — or give the impression that they have — even if they think it would help SCG’s business.

CODE OF ETHICS FOR SCG FINANCE PROFESSIONALS

The purpose of the Code of Ethics for Stock Loan Professionals (IAE/PRP) is to promote honest and ethical conduct and adherence with the law, particularly as related to the maintenance of Stone Creek Global, LTD. financial books and records and the global reputation. Noncompliance with applicable ethics laws and regulations can result in significant legal and regulatory exposure to the firm, as well as cause serious reputational harm.

Adherence to this Code of Ethics is a term and condition of Independent Contractor Status for SCG Stock Loan Professionals. The firm will take all necessary actions to enforce it, up to and including immediate dismissal. Violations of the Code of Ethics may also constitute violations of law, which may expose both employees and the firm to criminal or civil penalties.

STANDARDS OF CONDUCT

SCG Officers and Stock Loan Professionals of SCG (IAE/PRP) must act honestly, promote ethical conduct and comply with the law, particularly as related to the maintenance of the firm’s financial books and records and the preparation of its financial statements. They are specifically required to:

1. Carry out their responsibilities honestly, in good faith and with integrity, due care and diligence, exercising at all times their best independent judgment.
2. Comply with applicable government laws, rules and regulations of federal, state and local governments and other appropriate regulatory agencies.
3. Never take, directly or indirectly, any action to coerce, manipulate, mislead or fraudulently influence the firm’s independent auditors in the performance of their audit or review of the firm’s financial statements.
4. Assist in the production of full, fair, accurate, timely and understandable disclosure in reports and documents that the firm and its subsidiaries file with, or submit to, regulators and in other public communications made by the firm.
5. Take all reasonable measures to protect the confidentiality of non-public information relating to the firm and its clients.

REPORTING REQUIREMENTS

SCG Officers and Stock Loan Professionals must:

1. Address actual or apparent conflicts of interest between personal and professional relationships by disclosing to their manager and appropriate Legal or Compliance officer any material transaction or relationship that reasonably could be expected to give rise to such a conflict, including but not limited to those with firm customers, suppliers, business associates, and employees with whom they work and/or support, and Promptly report (anonymously, if they wish to do so) any known or suspected violation of the Code of Ethics or any other matters that would compromise the integrity of the firm.
2. The firm strictly prohibits intimidation or retaliation against anyone who makes a good faith report about a known or suspected violation of the Code of Ethics, or of any law or regulation.

ETHICAL CONDUCT

You agree any dishonest, unethical conduct, disregard to follow Site and SCG management direction or requests, disregard to processes or training or systems provided within Site and SCG, your use of profanity orally or written during the course of any related business, providing bad or false data on any loan requests, altering any documents without receiving approval by Site or SCG, falsely certifying to Site and SCG, misrepresentations, inappropriate behavior or conduct, not being cooperative, being unruly or difficult will be grounds for termination.

We are SCG, the industries leader, we expect the best out of each, and everyone connected to us and by the same token you can expect the best as well.  Together we are the most powerful force in the industry that is setting the stand for all others to follow.

WORKING WITH OTHER LENDERS POLICY

This policy is to protect you.  Our goal is for you to earn as much money as possible with integrity and honesty so as not bring any harm upon yourself nor SCG during your transactions.  Due to stock loan companies opening and closing and committing fraud in the marketplace globally to protect YOU and SCG we do not permit you to be associated or submit any loans with any other private lender engaged in any type of stock lending, share financing or any other transactions involving stocks or shares.  We do not want you to get into any legal or criminal trouble by working with unscrupulous private stock loan lenders.  WE HAVE A STRICT POLICY FORBIDDING ANYBODY ASSOCIATED WITH SCG TO WORK WITH ANY OTHER PRIVATE LENDER ENGAGED IN STOCK LENDING OR STOCK LOANS we refer to as quasi-lender(s) or quasi or quasis.  You may work with any legal bank (not private companies with bank in their name or acting like a bank) that is government regulated and hold bank licenses such as UBS Bank, HSBC Bank, Deutsche Bank and Chase Bank etc. provided SCG is unwilling to fund that client after given the first look at such transaction and then denying it in writing or providing such written instructions or in the Exchange list lending availability equals NO for the transaction exchange you may then submit them to a bank.  You may not take any transaction or client as long as you are contracted with SCG or have access or use of any of SCG’s intellectual property to any private lender who executes stock loans.  You may work with an unlimited number of lenders not associated or engaged in any stock lending or stock loans.  Such lender SCG deems normal and acceptable as Real estate, gems, art, collectible, precious metals, M&A, business, factors, asset-based lenders, banks and all other commercial lenders to service any type of loan provided they are legitimate lenders and not engaged in stock loans and will not harm the reputation of either you or SCG.  At the same time, SCG knows by focusing on our products you can earn millions and become wealthy.

Let us summarize SCG’s Working with other Lenders Policy:

• YOU MAY NOT WORK WITH ANY PRIVATE LENDER WHO DOES STOCK LOANS.
• YOU MAY WORK WITH ANY BANK THAT DOES STOCK LOANS IF SCG IS UNABLE OR UNWILLING TO FUND THAT CLIENT OR IS A COUNTRY IN OUR CURRENT GLOBAL EXCHANGES LIST AS LENDING AVAILABILITY EQUALS NO.
• YOU MAY WORK WITH AN UNLIMITED NUMBER OF GLOBAL LENDERS BOTH BANK AND NON-BANK THAT ARE NOT ENGAGED IN STOCK LENDING PROVIDED YOU BRING NO HARM TO THE REPUTATION OF SCG.

If you are found to be violating this policy, you will be terminated and unable to work with SCG and must follow all Terms & Conditions for your Termination.  If you submit any loan to any other private lender that violates the Working with Other Lenders Policy SCG shall be entitled to yield compensation for damages for such violation(s).  Yield compensation shall be defined as 3 years of interest at 3.99% annual simple interest or a total of 11.97% against any gross loan amount funded or not funded in violation of SCG’s strict policy.  This policy it to protect the collective integrity of SCG’s global team and operations.  If you wish to work with any quasi-lender you may do so, but you must terminate your relationship with SCG first.

IMPORTANT COMMUNICATIONS AND TERMINATION

You agree to receive, review, study and engage with important newsletters, updates, sales training, product training, special incentives and important information necessary for you to continue to be part of the SCG global sales organization by our group email communications system you will be subscribed to and failure to do so is grounds for termination.

If at any point you are terminated or unsubscribe from these important communications, you will be removed from the SCG Sales Team communications and will no longer have access to the SCG Global Media & Training Center.  Your act of unsubscribing from SCG Communications will be deemed as you are terminating your Non-Circumvention, Non-Disclosure & Working Agreement with Stone Creek Global, LTD (SCG) you agreed to and that is on file with SCG.  Upon termination you will be obligated to all Non-Circumvention, Non-Disclosure & Working Agreement conditions you agreed to after termination and you will no longer be able to represent SCG, from the date you unsubscribe or Termination date.  You must not use SCG’s name, marketing materials or in any way further act in any way that you are representing or connected to SCG, after termination takes place.  In the event of termination, any PRP’s established by you as an IAE, shall remain part of the SCG sales organization without any further compensation due to you from the termination date forward and you agree that you will not interfere in any way or recruit any PRP or IAE away from SCG which would cause SCG harm.  All proprietary systems, knowledge, training systems, tools, documents, recordings, videos, anything attained during your association with SCG, term sheets and loan documents must be destroyed and no further use of them is permitted after termination including but not limited to displaying them on social media sites such as LinkedIn.   Upon your termination, SCG communications will stop and you will be removed from SCG Global Media and Training Center and no longer authorized to conduct in any way, further referrals to SCG.  

SECURE INFORMATION TRANSMISSIONS

Email is not recognized as a secure medium of communication. For this reason, we request that you do not send private information to us by email. However, doing so is allowed, but at your own risk. Some of the information you may enter on our website may be transmitted securely via a secure medium known as Secure Sockets Layer, or SSL.

GlobalStockLoans.com may use software programs to create summary statistics, which are used for such purposes as assessing the number of visitors to the different sections of our site, what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas.

For site security purposes and to ensure that this service remains available to all users, GlobalStockLoans.com uses software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.

ACCOUNT CREATION

In order to use the Service, you will be required to provide information about yourself including your name, email address, username and password, and other personal information. You agree that any registration information you give to GlobalStockLoans.com will always be accurate, correct, and up to date. You must not impersonate someone else or provide account information or an email address other than your own. Your account must not be used for any illegal or unauthorized purpose. You must not, in the use of the Service, violate any laws in your jurisdiction.

LAWFUL PURPOSES

You may use the Site and Service for lawful purposes only. You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and to purchase services or products through the Site for legitimate purposes only. You shall not post or transmit through the Site any material which violates or infringes the rights of others, or which is threatening, abusive, defamatory, libelous, invasive of privacy or publicity rights, vulgar, obscene, profane, or otherwise objectionable, contains injurious formulas, recipes, or instructions, which encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any law.

REFUSAL OF SERVICE

The Services are offered subject to our acceptance of your request. We reserve the right to refuse service to any request, person or entity, without the obligation to assign reason for doing so. No request is deemed accepted by us until we approve such request. We may at any time change or discontinue any aspect or feature of the Site or Service.

By accessing this website, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

RESTRICTED ACCESS

We may in the future need to restrict access to parts (or all) of our website and reserve full rights to do so. If, at any point, we provide you with a username and password for you to access restricted areas of our website, you must ensure that both your username and password are kept confidential and at NO TIME SHARED WITH ANY OTHER PARTY.  If your username is used by any other party, your access will be immediately restricted or terminated.

USE OF TESTIMONIALS

In accordance to with the FTC guidelines concerning the use of endorsements and testimonials in advertising, please be aware of the following:

Testimonials that appear on this site are actually received via text, audio or video submission. They are individual experiences, reflecting real life experiences of those who have used our products and/or services in some way. They are individual results and results do vary. We do not claim that they are typical results. The testimonials are not necessarily representative of all of those who will use our products and/or services.

The testimonials displayed in any form on this site (text, audio, video or other) are reproduced verbatim, except for correction of grammatical or typing errors. Some may have been shortened. In other words, not the whole message received by the testimonial writer is displayed when it seems too lengthy or not the whole statement seems relevant for the general public.

DURATION OF AGREEMENT

Once confirmed, we will provide you access to the requested Service. You agree and understand that access to the Service may at times be influenced and affected by third parties that we use to provide the Service (web hosting, membership site plugins, etc.). You agree and understand that no breach of contract action may be initiated against GlobalStockLoans.com when there are reasonable delays in the access of the Service.

GlobalStockLoans.com reserves the right to terminate the Service, and or access to certain features of the Service, with or without prior notice to you. We will make reasonable efforts to provide notice but is not required to do so under the terms of this agreement.

If for any reason, GlobalStockLoans.com should dissolve or cease to exist, then your access to the Service terminates.

PRODUCT DESCRIPTION

We endeavor to describe and display the Service as accurately as possible. While we try to be as clear as possible in explaining the Service, please do not accept that the Site is entirely accurate, current, or error-free. From time to time we may correct errors.

PRIVATE COMMUNICATIONS

You agree that You shall not speak, write or electronically engage in any discussions or communications which is considered negative, or which shall in any way result in contrary actions or results to what otherwise is expected to be a positive outcome of the collaborative discussions, marketing activities and overall business efforts of the Parties.  All communication related to specific marketing and business activities shall be through private email correspondence and not through any form of social media unless approved by SCG.

MATERIAL YOU SUBMIT TO THE SITE

You shall not upload, post or otherwise make available on the Site any artwork, photos, or other materials (collectively “Materials”) protected by copyright, trademark, or other proprietary right without the express written permission of the owner of the copyright, trademark, or other proprietary right, and the burden of determining that any Materials are not so protected rests entirely with you. You shall be liable for any damage resulting from any infringement of copyrights, trademarks, or other proprietary rights, or any other harm resulting from such a submission. For all Materials submitted by you to the Site, you automatically represent or warrant that you have the authority to use and distribute the Materials, and that the use or display of the Materials will not violate any laws, rules, regulations, or rights of third parties.

As a feature of the Service, GlobalStockLoans.com may provide access to a community or social media platforms in conjunction with the Service. GlobalStockLoans.com is not required to provide a community platform, and has complete discretion with regards to the platform, and the nature of the interaction, dependent on the Service.

You agree that upon submission of any potential transaction for loan consideration to the Site and SCG for further processing, consideration of a loan by Site and SCG in an attempt for Site and SCG to obtain funding for said client submitted to Site and SCG you hereby grant permission to Site and SCG to contact the client direct for any purpose.

You agree that your use of these community and social media platforms is a privilege and GlobalStockLoans.com may limit or deny access to these platforms for misconduct that includes but is not limited to being inappropriate, rude, violent, or threatening. GlobalStockLoans.com will make reasonable efforts to provide notice to you with regards to inappropriate or unapproved content that you have placed within the voluntarily provided community and social media platform. GlobalStockLoans.com is not required to provide notice, and reserves all rights to take immediate and appropriate action to protect the GlobalStockLoans.com’s brand and image integrity.

INTELLECTUAL PROPERTY RIGHTS TO YOUR MATERIALS

We claim no intellectual property rights over the material you supply to GlobalStockLoans.com You retain copyright and any other rights you may rightfully hold in any content that you submit through the Site or Service. Content you submit to GlobalStockLoans.com remains yours to the extent that you have any legal claims therein. You agree to hold GlobalStockLoans.com harmless from and against all claims, liabilities, and expenses arising out of any potential or actual copyright or trademark misappropriation or infringement claimed against you. By posting material on the Site, you grant us a worldwide, nonexclusive, irrevocable license to use the material for promotional, business development, and marketing purposes.

You consent to recordings being made of calls or webinars provided as part of the Service. You consent to your name, words, voice, and likeness being used by GlobalStockLoans.com for promotional, business development, and marketing purposes, without compensation to you.

OUR INTELLECTUAL PROPERTY RIGHTS

The Site and Service contain intellectual property owned by GlobalStockLoans.com, including trademarks, copyrights, proprietary information, and other intellectual property. GlobalStockLoans.com’s copyrighted, and original materials are provided to you as part of the Service for your individual use only and a single-user license. All intellectual property, including GlobalStockLoans.com’s copyrighted materials shall remain the sole property of GlobalStockLoans.com No license to sell or distribute our materials is granted or implied.

You must not:

• Republish material from our website without prior written consent.

• Sell or rent material from our website.

• Reproduce, duplicate, create derivative, copy or otherwise exploit material on our website for any purpose.

• Redistribute any content from our website, including onto another website.

You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, display, reproduce or perform, or in any way exploit in any format whatsoever any of the Site or Service Content or intellectual property, in whole or in part, without our prior written consent. This includes but is not limited to sharing material with others, posting excerpts of material on any social media, blogging about the material, or in any other way that would reasonably appear to share the Site or Service’s information with a non-member. We reserve the right to immediately remove you from GlobalStockLoans.com, if you are caught violating this intellectual property policy.

DISCLAIMER

GlobalStockLoans.com makes no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contain on this website or any sites linked to this site.

All the materials on this site are provided ‘as is’ without any express or implied warranty of any kind, including warranties of merchantability, noninfringement of intellectual property or fitness for any particular purpose.

LIMITATION OF LIABILITY

YOU AGREE THAT UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY, OR ANY OTHER DAMAGES ARISING OUT OF YOUR USE OF THE SITE OR SERVICE. ADDITIONALLY, GLOBALSTOCKLOANS.COM IS NOT LIABLE FOR DAMAGES IN CONNECTION WITH (I) ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DENIAL OF SERVICE, ATTACK, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE; (II) LOSS OF REVENUE, ANTICIPATED PROFITS, BUSINESS, SAVINGS, GOODWILL OR DATA; AND (III) THIRD PARTY THEFT OF, DESTRUCTION OF, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF YOUR INFORMATION OR PROPERTY, REGARDLESS OF OUR NEGLIGENCE, GROSS NEGLIGENCE, FAILURE OF AN ESSENTIAL PURPOSE AND WHETHER SUCH LIABILITY ARISES IN NEGLIGENCE, CONTRACT, TORT, OR ANY OTHER THEORY OF LEGAL LIABILITY. THE FOREGOING APPLIES EVEN IF GLOBALSTOCKLOANS.COM HAS BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN THE DAMAGES. IN THOSE COUNTRIES THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR THE DAMAGES, OUR LIABILITY IS LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY LAW. IN NO EVENT SHALL GLOBALSTOCKLOANS.COM’S CUMULATIVE LIABILITY TO YOU EXCEED THE TOTAL PURCHASE PRICE OF THE SERVICE YOU HAVE PURCHASED FROM GLOBALSTOCKLOANS.COM, AND IF NO PURCHASE HAS BEEN MADE BY YOU GLOBALSTOCKLOANS.COM’S CUMULATIVE LIABILITY TO YOU SHALL NOT EXCEED $100.

THIRD PARTY RESOURCES

The Site and the Service may contain links to third party websites and resources. You acknowledge and agree that we are not responsible or liable for the availability, accuracy, content, or policies of third-party websites or resources. Links to such websites or resources do not imply any endorsement by or affiliation with GlobalStockLoans.com.  You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources.

INDEMNIFICATION

You shall indemnify and hold us harmless from and against any and all losses, damages, settlements, liabilities, costs, charges, assessments, and expenses, as well as third party claims and causes of action, including, without limitation, attorney’s fees, arising out of any breach by you of any of these Terms and Conditions, or any use by you of the Site or Service. You shall provide us with such assistance, without charge, as we may request in connection with any such defense, including, without limitation, providing us with such information, documents, records, and reasonable access to you, as we deem necessary. You shall not settle any third-party claim or waive any defense without our prior written consent.

EFFECT OF HEADINGS

The subject headings of the paragraphs and subparagraphs of this Agreement are included for convenience only and shall not affect the construction or interpretation of any of its provisions.

ENTIRE AGREEMENT; WAIVER

This Agreement constitutes the entire agreement between you and GlobalStockLoans.com pertaining to the Site and Service and supersedes all prior and contemporaneous agreements, representations, and understandings between us. No waiver of any of the provisions of this Agreement by GlobalStockLoans.com shall be deemed, or shall constitute, a waiver of any other provision, whether or not similar, nor shall any waiver constitute a continuing waiver. No waiver shall be binding unless executed in writing by GlobalStockLoans.com

NOTICES

All notices, requests, demands, and other communications under this Agreement shall be in writing and properly addressed as follows:

RECOVERY OF LITIGATION EXPENSES

If any legal action or any mediation or any arbitration or other proceeding is brought for the enforcement of this Agreement, or because of an alleged dispute, breach, default, or misrepresentation in connection with any of the provisions of this Agreement, the successful or prevailing party or parties shall be entitled to recover reasonable attorney’s fees and other costs incurred in that action or proceeding, in addition to any other relief to which it or they may be entitled.

SEVERABILITY

If any term, provision, covenant, or condition of this Agreement is held by an arbitrator or court of competent jurisdiction to be invalid, void, or unenforceable, the rest of the Agreement shall remain in full force and effect and shall in no way be affected, impaired, or invalidated.